San Clemente Homes

Assess Your Finances

Prepare to meet with a lender

Avoid major purchases before buying a home

Keep your money in one place

Closings costs

Down payment

Get pre-approved

Keep your money in one place

It is best to keep your money in one place, or where it is, before meeting with a lender. If you have money in stocks or bonds, don't think you have to sell or trade-in before meeting with a lender.

A lender will usually prefer to see where your money is, where it is coming from, and how long it has been there. They like to see that certain funds are "seasoned." Meaning that the money you plan to use, you've had for a while. And, they may be able to tell you what the best way is to liquidate those assets. 

If you have any questions, Please call 

1-866-OC-House

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Written By Shan Roberts